Floods are one of the most common hazards in the United States and can be local, impacting a neighborhood or entire community; or they can be very large, affecting an entire regional river basin or multiple states.
Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone-it's just a question of whether you live in a low, moderate, or high-risk area.
Risk Level Category
Flood Hazard Zones in Lake Alfred
High Flood Risk
AE or A Zone: These properties have a 1 percent chance of flooding in any year and a 26 percent chance of flooding over the life of a 30-year mortgage.
Insurance Note: High-risk areas are called Special Flood Hazard Areas, and flood insurance is mandatory for most mortgage holders.
Low or Moderate Flood Risk
X Zone: These properties are in an area of lower risk.
Insurance Note: Lower-cost preferred rate flood insurance policies (known as Preferred Risk Policies) are often an option in these areas.
For free flood assistance and inspections, call the City of Lake Alfred at 863-291-5748 or Polk County Floodplain Management at 863-534-6767.